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I turned pumpkin bread into a chocolate lovers dream.

Molten Chocolate Pumpkin Streusel Bread...heavy on the Chocolate + Streusel | @hbharvest

And really, would you expect anything less from me?

I. Hope. Not.

Molten Chocolate Pumpkin Streusel Bread...heavy on the Chocolate + Streusel | @hbharvest

Molten Chocolate Pumpkin Streusel Bread...heavy on the Chocolate + Streusel | @hbharvest

I have been wanting to make a molten chocolate bread since I saw this beyond gorgeous (and genius) loaf over at Lady and Pups. Originally, I thought I would just make the bread, eat the bread, and call it a day. But then you know, typical life stuff happened and sadly I forgot all about it.

Until the other day when I was toying with the idea of making pumpkin bread. See, I was down in Denver last week and if you know anything about me than you know it is rare for me to make the a down to Denver. Normally, I stay in the kitchen and do what I do. It’s the hour and half drive that gets me. I really just hate wasting an hour and half there, and hour and half back (or more if you get stuck in the horrible Denver traffic). Being in the car is just not my thing, but I had to go down last week on official “barn” business” . This barn business ended with a trip to William Sonoma for some fall baking essentials (read, Thanksgiving cookie cutters… obviously), but the best part was surely the pumpkin bread. They had it baking in the oven, and you guys, it smelled so good in there. Just like fall. Like everything you would want it to smell like, but maybe better. SO GOOD.

Molten Chocolate Pumpkin Streusel Bread...heavy on the Chocolate + Streusel | @hbharvest

Molten Chocolate Pumpkin Streusel Bread...heavy on the Chocolate + Streusel | @hbharvest

Even though that pumpkin bread smelled beyond incredible, I still wasn’t sure I wanted to make it. I mean, I needed a way to make it my own. Make it Tieghan like. And then somehow, out of nowhere on the car ride home I said to myself (in my head) “molten chocolate pumpkin streusel bread” and then just like that this recipe was born. I literally got up, and first thing the next morning made molten chocolate pumpkin streusel bread. Twice actually, because the first loaf just wasn’t molten chocolate enough for me. If you’re gonna make molten chocolate anything, it has to be heaven on the molten part. Meaning lots of oozing chocolate.

No other way.

Molten Chocolate Pumpkin Streusel Bread...heavy on the Chocolate + Streusel | @hbharvest

Molten Chocolate Pumpkin Streusel Bread...heavy on the Chocolate + Streusel | @hbharvest

Like everything I seem to be making these days, you could say this is a tad over the top. I mean, there is a lot gooey chocolate and yes, I totally doubled the streusel. I couldn’t help myself, I mean one, streusel rules and two, fall is all about streusel – cinnamon spice… and everything nice. Sorry, sorry I just had to. I mean it’s Tuesday, sometimes a little cheesiness helps get you over the hump.

Thankfully we have chocolate to fix all.

Molten Chocolate Pumpkin Streusel Bread...heavy on the Chocolate + Streusel | @hbharvest

Molten Chocolate Pumpkin Streusel Bread...heavy on the Chocolate + Streusel | @hbharvest

You guys are going to kill me, but can I please try to make the argument that this is at least semi-healthy? I know, I do this all the time, but with this loaf it’s so true. Minus the sugar and butter of course. Oops.

But look, there is plenty of whole wheat flour, pumpkin (of course), spices, pecans and even oatmeal. See, see?? Those are healthy breakfast foods. Again, balance is key. Ok so fine, I personally wouldn’t eat this for breakfast at seven in the morning, but brunch is totally fair game. Snack? For sure, and dessert – of course. I highly recommend pouring yourself a cold glass of milk and cozying up next to the fire with a warm slice of this. If you haven’t started up your fireplace yet (you probably should), grab a heater, a blanket or whatever. If you don’t like the heat, you’d hate me. My dad thinks my mom and I are INSANE.

Molten Chocolate Pumpkin Streusel Bread...heavy on the Chocolate + Streusel | @hbharvest

Molten Chocolate Pumpkin Streusel Bread...heavy on the Chocolate + Streusel | @hbharvest

So this bread is pretty simple to make. It’s a basic pumpkin bread with molten chocolate filling and a whole lot of cinnamon pecan streusel on top. The trickiest part is adding the molten chocolate into the pumpkin bread dough, but really whatever you do, just make sure you have one row of chocolate. If you can manage to just swirl it into the bread, the chocolate will be all gooey. And trust me, you want the gooey chocolate.

Almost done, but first I just have to tell you that when you do make this – which I am hoping you will, and that it will hopefully be soon – you should probably invite some people over. There are two reasons behind this. One, the house smells AMAZING. Like so freaking good. It’s kind of like Thanksgiving, but minus the Turkey smell. Two? If you don’t have people over, you will most likely eat the whole loaf yourself, because warm pumpkin spiced bread that is oozing with molten chocolate and topped with buttery pecan, cinnamon AND oat crumble is simply too hard to resist.

If you can, umm wow, your will power is good.

Molten Chocolate Pumpkin Streusel Bread...heavy on the Chocolate + Streusel | @hbharvest

Molten Chocolate Pumpkin Streusel Bread...heavy on the Chocolate + Streusel | @hbharvest

Molten Chocolate Pumpkin + Oatmeal Streusel Bread…heavy on the Chocolate + Streusel.

Prep Time 20 minutes
Cook Time 55 minutes
Rest 5 minutes
Total Time 1 hour 20 minutes
Servings: 8 Servings
Calories Per Serving: 689 kcal

Nutritional information is only an estimate. The accuracy of the nutritional information for any recipe on this site is not guaranteed.

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Molten Chocolate

  • 5 ounces semi-sweet chocolate
  • 2 tablespoons unsalted butter
  • 1/4 teaspoon salt
  • 1 egg
  • 2 tablespoon granulated sugar


  • 1 cup pure pumpkin puree
  • 1/2 cup canola oil
  • 2 eggs
  • 1 tablespoon molasses
  • 2 teaspoons vanilla extract
  • 1/4 cup strong black coffee + 1/4 cup buttermilk if needed
  • 1 1/2 cups white whole wheat or whole what pastry flour
  • 3/4 cup brown sugar
  • 1 teaspoon baking soda
  • 1/2 teaspoon salt
  • 2 1/2 teaspoons pumpkin pie spice (or 1t cinnamon 1/2t nutmeg, 1/2t ginger, 1/2t all-spice)



  • To make the molten chocolate filling, add the chocolate and butter to a small microwave safe bowl or glass measuring cup. Microwave on 30 second intervals, stirring after each until melted and smooth. This took me about 1 minute.
  • In a separate bowl, whisk together the egg and sugar until very pale in color, about 3 minutes. Stir the melted chocolate into the egg mixture. Now stir in the salt. Place the bowl of chocolate in the fridge while you prepare the bread.
  • Preheat the oven to 350 degrees F. Spray a 9x5 loaf pan thoroughly with nonstick spray.
  • Whisk together the pumpkin puree, canola oil, eggs, molasses, vanilla, and coffee in a medium size mixing bowl until smooth. Fold in the whole wheat flour, brown sugar, baking soda, salt and pumpkin pie spice until just combined. If the dough seems too dry, stir in the buttermilk. Pour the mixture into the prepared greased bread pan.
  • To make the streusel, add the brown sugar, whole wheat flour, pecans, oatmeal and cinnamon to a mixing bowl. Add the softened butter and, using your hands, work the butter into the dry ingredients until everything is moist. Set aside.
  • Now grab the molten chocolate from the fridge, it should be slightly stiff by now. Using a spoon, push the pumpkin bread dough from the middle of the loaf pan to the sides. You want to create a little pocket in the middle of the pumpkin bread dough for the chocolate. It will want to sink back in, but just do your best. Spoon the chocolate into the middle of the bread, creating a row of chocolate right down the center of the loaf. Using another clean spoon, carefully lift the pumpkin dough that is on the side of the chocolate up and over the chocolate to inclose the molten layer. Don't worry if it is not perfect, the main goal is just to have one long row of chocolate running through the loaf.
  • Once the chocolate is enclosed, spread the streusel over top of the bread dough.
  • Bake for 50-55 minutes or until the top is lightly golden. Remove from the oven and let sit 5-10 minutes, then invert the bread out onto a clean surface. Sprinkle with powdered sugar if desired, slice and enjoy warm with cold milk or hot coffee!


*Inspired by this bread of at [Lady and Pups |]
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Molten Chocolate Pumpkin Streusel Bread...heavy on the Chocolate + Streusel | @hbharvest

Best pumpkin bread ever. Seriously.

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  1. 5 stars
    Wonderful! I subbed the streusel with chocolate chunks and it turns out even more of every chocoholic dream!

  2. 5 stars
    I did not have a loaf pan so made it as muffins. All I can say is that these were amazingly good and moist! Somehow, these tasted even better the next day. Yes, the chocolate is not molten anymore but it’s still very fudgy and I think I prefer that better. I like knowing that a baked good has lasting power as we like to spread out our enjoyment of a baked good over 3-4 days and this is it!

    My first time rating and providing feedback on any recipe, it’s that good!

  3. I found an amazing hack with this recipe. If you put parchment paper in a smaller loaf pan (my glass pyrex dish is narrower), and put the chocate in there to cool in the shape of the loaf pan, you can just carefully peel it off after putting half the batter into your 5in loaf pan, and then add the rest of the batter on top. That way you get an even layer, and much easier than the spooning. I’ve made this recipe many times. It’s so so so good. Never any leftover at parties. Usually takeslonger than an hour for me.

  4. 4 stars
    WOW! Made this last night…so decadent and delicious! The streusel is truly Fall in your mouth. The chocolate is over the top good…this is a go to for a specialty bread! But make it when you have a lot of people around to enjoy…one slice is plenty.

    1. Hey Caitlin,
      You can use GF flour. I hope you love the recipe, please let me know if you have any other questions! xTieghan

    1. hey Anna, an equal amount of mashed banana should work well, but I have not tested it. Please let me know if you have any other questions. I hope you love this recipe! Thank you! Have a wonderful Thanksgiving!! xTieghan